LIC AAO & ADO Exam Pattern Syllabus 2025
The Life Insurance Corporation of India (LIC) conducts recruitment for Assistant Administrative Officer (AAO) and Apprentice Development Officer (ADO) posts across India. These are prestigious roles offering a secure and high-paying government job in the insurance sector. The LIC AAO recruitment is for administrative roles, while LIC ADO focuses on sales and marketing of insurance products. Each post follows a multi-stage selection process including Prelims, Mains, and Interview.
Both exams demand strong reasoning, numerical aptitude, English proficiency, and knowledge in insurance and financial domains. Below is the complete breakdown of the LIC AAO & ADO Exam Pattern and Syllabus 2025, including selection stages, subject-wise weightage, and post-specific topics.
🧪 LIC 2025 Selection Process
| Post | Selection Stages |
|---|---|
| LIC AAO | Preliminary Exam → Mains Exam → Interview |
| LIC ADO | Preliminary Exam → Mains Exam → Interview (open candidates) / Direct Interview (agents/employees) |
📝 LIC AAO 2025 Exam Pattern
📍 Preliminary Exam Pattern (AAO)
| Subject | No. of Questions | Marks | Duration | Qualifying |
|---|---|---|---|---|
| Reasoning Ability | 35 | 35 | 20 minutes | Yes |
| Quantitative Aptitude | 35 | 35 | 20 minutes | Yes |
| English Language | 30 | 30* | 20 minutes | Yes (Qualifying only) |
| Total | 100 | 70 | 60 minutes |
📝 English marks not counted in merit but qualifying in nature.
❗ Negative marking: 0.25 marks for each wrong answer.
📚 LIC AAO Mains Exam Pattern
| Section | Questions | Marks | Duration |
|---|---|---|---|
| Reasoning Ability | 30 | 90 | 40 mins |
| General Knowledge & Current Affairs | 30 | 60 | 20 mins |
| Data Analysis & Interpretation | 30 | 90 | 40 mins |
| Insurance & Financial Market Awareness | 30 | 60 | 20 mins |
| English Language (Essay + Letter Writing) | 2 (Descriptive) | 25 (Qualifying) | 30 mins |
📑 LIC ADO 2025 Exam Pattern
📍 Preliminary Exam Pattern (ADO – Open Market)
| Subject | No. of Questions | Marks | Duration |
|---|---|---|---|
| Reasoning Ability | 35 | 35 | – |
| Numerical Ability | 35 | 35 | – |
| English Language | 30 | 30 | – |
| Total | 100 | 70 | 60 minutes |
English is qualifying in nature.
📚 LIC ADO Mains Exam Pattern
| Section | Questions | Marks | Duration |
|---|---|---|---|
| Reasoning and Numerical Ability | 50 | 50 | – |
| General Knowledge, Current Affairs, English Language | 50 | 50 | – |
| Insurance and Financial Marketing Awareness | 50 | 50 | – |
| Total | 150 | 150 | 2 hours |
📘 LIC AAO & ADO 2025 Detailed Syllabus
🔹 1. Reasoning Ability
Applicable for both AAO and ADO:
- Syllogism
- Puzzles
- Seating Arrangement
- Blood Relations
- Inequality
- Direction Sense
- Coding-Decoding
- Statement & Conclusions
- Input-Output
- Alphanumeric Series
🔹 2. Quantitative / Numerical Ability
- Simplification
- Quadratic Equations
- Number Series
- Data Interpretation (Bar, Pie, Table)
- Ratio & Proportion
- Time and Work
- Time, Speed, and Distance
- Profit and Loss
- SI & CI
- Mensuration
- Mixture and Allegation
🔹 3. English Language
- Reading Comprehension
- Cloze Test
- Fill in the Blanks
- Error Spotting
- Para Jumbles
- Vocabulary (Synonyms/Antonyms)
- Sentence Improvement
- Descriptive Writing (Essay + Letter – Mains only)
🔹 4. General/Current Affairs
- National & International Events
- Awards and Honours
- Sports
- Summits and Conferences
- Government Schemes
- Books & Authors
- Static GK (Polity, Geography, History)
- Important Dates and Days
- Budget & Economic Survey
🔹 5. Insurance and Financial Market Awareness
- History of LIC and Insurance sector
- Principles of Insurance
- Types of Insurance (Life & General)
- Insurance Terms and Terminology
- IRDAI Regulations
- Mutual Funds & ULIP
- RBI and Monetary Policy
- Financial Institutions (NABARD, SEBI, etc.)
- Stock Market Basics
- Latest Developments in Financial Sector
💼 LIC 2025 Interview & Final Selection
After clearing Mains, candidates will be called for a Personal Interview:
- Total Marks: 60
- Minimum Qualifying Marks: 30 (UR), 27 (OBC/SC/ST)
- Final selection = Mains (Marks counted) + Interview (Marks counted)
For ADO (employee/agent), recruitment might include direct interviews based on LIC internal policies.
📥 Important Links Table
| Action | Link |
|---|---|
| Download MyCoaching App | Click Here |
| Join WhatsApp Channel | Click Here |
| Join Telegram Channel | Click Here |
| Visit Sarkari Result Section (MyCoaching) | Click Here |
| LIC Official Website | Click Here |
The LIC AAO & ADO 2025 exams offer some of the most secure and well-paying job roles in India’s insurance sector. Candidates should understand the exam pattern and syllabus thoroughly to craft an effective study plan. The difference in exam structure between AAO and ADO reflects their respective roles – administrative vs field sales. Start your preparation today with MyCoaching App and stay updated via WhatsApp and Telegram channels.